هكبه | Hakbah app for iPhone and iPad

With Hakbah, all of Jameya’s benefits, are without hassle!

+100K+ customers put their trust in Hakbah+
Hakbah is authorized by the Saudi Central Bank (SAMA) within the experimental environment for its savings products to create & manage financial Jameyas.

*Unstoppable bonuses starting from 25~1k riyals & varies upon the monthly amount, seat, & season*

Do you want a private Jameya with your family, friends, or co-workers? You can create a private Jameya in 2 minutes on top of that, cashback!
You decided you want a public Jameya? We have Jameyas from 300~5K riyals per month; for periods of 4 to 12 months.
Weekly new public Jameyas with different total amounts, from 1.5K ~60K riyals.

We guarantee your jameya, so you wouldnt worry about a member defaulting or delaying their payment! Only focus on your Jameya goal whether its marriage, rent, surgery, or university fees!

And if one Jameya isnt enough for you, then rest assured you can join another as long as your monthly payment combined wouldnt exceed 5K riyals!

Private & Public Jameya, all available with Hakbah!

Be confident and start saving today! Hakbah with you & for you.

Why Hakbah?

Authorized: by SAMA within the experimental environment.
Easy: register in less than a minute, create a private Jameya or join a public Jameya in 2 minutes.
Safe: We apply the highest cybersecurity standards from SAMA & the Cyber Security Authority to protect your data & financial transactions. We also are associated with Yaqin(Elm) to verify your identity & personal data.
Guaranteed: We guarantee your full right from defaulters, all members are identified through the National Information Center & are linked to Sanads through Nafith from the Ministry of Justice.
Quick: Receipt guaranteed within the receipt date.
Rest assured: The payment is guaranteed on time, and you don’t follow up with other members.
Unified fee: 199 Riyals one-time inclusive fee.

In Hakbah, you can:

Create a private Jameya, with the wanted amount & date.
Join private Jameya through an invitation.
Convert a private Jameya into a public.
Browse marketplace & join in any available slot.
Pay inside the app easily & directly using Mada or Apple pay.
Share the Jameya link with anyone.
Request (Emhal) service if you can’t pay on the due date.

*How does the app work*
Download our app & register in less than a minute using your phone number to browse & view all the features. You can pay directly to reserve your seat.
Verify your account through your ID (linked to Absher).
Fill the disclosure form (KYC) & agree to our terms & conditions.
Enjoy your Jameya! You will get your payout on your receipt date to your bank account simply & safely.

Public Jameyas are available in the Marketplace now!
It does not have to be among friends or family, you can simply browse the marketplace & choose the slot that suits you, or create a private Jameya & convert it to public.

More about our Jameyas?
Public Jameyas on marketplace managed by Hakbah. It can be browsed by everyone & joined by choosing the amount, duration, & available slot. Also, there is the option of a filter to ease the search.

How to create Jameya in the marketplace?
Our Public Jameyas are created by Hakbah, with monthly amounts of 5K~300 riyals. Hakbah users can also create it by filling in the Jameya data, select the option “Convert to public Jameya”, & invite from the contact list.

*Create a new Jameya in 2 minutes*
Create a new Jameya & complete its data (amount, duration, name).
Invite from your contact list to send invitations to join your Jameya.
You can preselect their seats, and if all the members join; your Jameya is ready!

*In-app payment*
Directly & easily through Apple Pay or Mada!

*Receipt on your bank account*
The amount of the Jameya will be transferred on your receipt date, add your account number (IBAN) & accept Sanad.

*Download the app & start your own Jameya**

From Riyadh, proudly,
Hakbah Team